Site: Banca Sella Money Laundering

There are three ways to convert money while traveling overseas:

• In-person cash trade
• Withdrawing from a foreign ATM
• Using a credit card

Each way of converting dollars to euros has its own pros and cons. It's always helpful to know the most recent currency conversion before venturing into any trade.

In-Person Currency Conversion

Trading physical US dollars for euros is the most costly way to convert money while abroad. Usually these currency conversion stands are found at airports and train stations and offer the worst trade value fr the dollar. Typically, conversion rates are jacked up by 30% or more. That means if you went to an ATM and got 100 euros for 135 US dollars, that you would only get about 70 euros if you had traded the same 135 US dollars at a currency conversion stand. However, these stands are usually one of the only ways to trade US cash that you arrive with. Most merchants in Europe do not take US dollars.

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